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America’s baby boomers are often considered the lucky ones — the generation that bought homes before prices soared, rode decades of stock market growth and built their careers in a less tight job market than many face today. But according to “Rich Dad, Poor Dad” author Robert Kiyosaki, those golden years may not be so golden after all.
In a recent appearance on Iced Coffee Hour podcast, Kiyosaki issued a clear warning: America’s boomers will face a wave of homelessness – and he is placing the blame squarely on one institution (1).
“The reason we have homeless people today is because we have a Federal Reserve bank — it’s a criminal organization,” he said. “Look how homelessness is exploding. People can’t afford houses.”
Kiyosaki argued that by printing fiat currency, the Federal Reserve fuels price increases that make everyday life more difficult for ordinary Americans.
“When you print fake money, which is this stuff, you make life harder for people,” he said, holding up two US dollar bills.
He went on to explain that printing money disproportionately benefits asset owners at the expense of the poor and middle class.
“So if you have a house and you print money, you feel, oh, the price of my house has gone up. But the average person sees that the price of chickens and eggs and yogurt goes up and – and inflation wipes them out.”
After news broke that the Justice Department had opened a criminal investigation into the Federal Reserve’s $2.5 billion headquarters renovation, he posted on X: “Yay: it’s about time (2).”
Calling Powell a “criminal forger,” Kiyosaki argued that the Federal Reserve’s policies are “Marxist” because it is a centralized bank.
“The creation of the Fed in 1913 and brought with it the 16th Amendment … also known as the income tax,” he claimed on post X on January 12.
“Until the creation of the Fed, America was a tax-free nation. America was founded on a tax revolt known as the Boston Tea Party in 1773. Then came the Fed in 1913,” he added.
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While Trump’s disdain for the central bank president appears to stem from his unwillingness to cut rates aggressively, Kiyosaki has a different view.
After the Fed cut rates last month, Kiyosaki hinted that it could lead to hyperinflation.
In a post on X on December 17, he said, “The FED has lowered interest rates … a sign of QE (quantitative easing) or turning on the printing of fake money …. What Larry Lepard calls “The Big Print” the title of his big book. This leads to Hyper-Inflation … making life very expensive for the unprepared (3″).
Born in 1947, Kiyosaki is among the first baby boomers – a generation typically defined as those born between 1946 and 1964. And he believes that his friends will be especially vulnerable.
“The boomers don’t have enough money to get through inflation. The boomers are going to be homeless all over the place,” he said on theIce Coffee Hour podcast. “So mark my words, I’m the first of the boomers. We’re going to be ruined by inflation. Your mom and dad could be out on the streets because inflation is going to wipe out their Social Security.”
His concern runs into a very real issue. While Social Security Administration benefits are adjusted annually for inflation, many experts note that these cost-of-living adjustments often fall short of the rising costs facing older Americans — especially for housing and health care. (4)
And even those benefits are not guaranteed at current levels forever. Social Security’s trust fund reserves are projected to become insolvent in 2035 — and possibly even sooner. Without congressional action, retirees will receive only about 83% of their full benefits.
The good news? Kiyosaki also shared the assets he believes can hold up against inflation, money printing, and more.
Kiyosaki has long been a vocal advocate for gold. His reasoning is simple: “I’m not buying gold because I love gold, I’m buying gold because I don’t trust the Fed,” he said in an interview from 2021 (5).
Indeed, the yellow metal is a natural hedge against inflation – unlike fiat currencies, it cannot be printed at will by central banks. Gold is also widely considered the ultimate safe haven asset. It is not tied to any one country, currency or economy, and in times of economic turmoil or geopolitical uncertainty, investors often flock to it — driving prices higher.
Kiyosaki has been carrying metal.
“I have gold boxes. I have gold mines,” he revealed.
He is not alone in this position. Ray Dalio, founder of the world’s largest hedge fund, Bridgewater Associates, told CNBC earlier this year that “people don’t have, typically, an adequate amount of gold in their portfolio,” adding that “when times are bad, gold is a very effective diversifier.”
And the market rewarded the gold holders. Over the past 12 months, gold prices have increased by around 70% (6).
One way to invest in gold that can also provide significant tax advantages is to open a gold IRA with the help of Priority Gold.
Gold IRAs allow investors to hold physical gold or gold-related assets in a retirement account, combining the tax advantages of an IRA with the protective benefits of investing in gold, making it an attractive option for those looking to potentially hedge their retirement funds against inflation and economic uncertainties.
You can roll over your existing IRA or 401(k) into a precious metals IRA without incurring any penalties or tax liabilities.
Even better, Priority Gold’s guaranteed buyback insurance allows you to sell back your precious metals whenever you want, without any fees or hassle.
To learn more, you can get a free information guide that includes details on how to get up to $10,000 in free silver on qualifying purchases.
Kiyosaki has long been a supporter of cryptocurrencies – often calling them “people’s money (7).”
“I invest in Bitcoin and Ethereum knowing that they can explode and suffer, because the Fed, the US Treasury, and not even Buffet can produce Bitcoin or crypto,” Kiyosaki stated in an X post in mid-November of last year, adding, “Bitcoin increases in value as the US dollar drops in purchasing power (8).”
After last fall’s crypto crash, Kiyosaki predicts that cryptocurrencies – particularly bitcoin and ethereum – will make a comeback this year.
“My target price for Bitcoin is $250k in 2026,” Kiyosaki stated in a separate X post on November 9, 2025 (9).
For those looking to get on the Bitcoin bandwagon, new crypto platforms like Gemini have made it easier for everyday investors.
Gemini, a regulated, full reserve cryptocurrency exchange and custodian, allowing users to buy, sell and store Bitcoin and 70 other cryptocurrencies.
You can place instant, recurring, and limit purchases on a growing and vetted list of available coins.
The best part? You can also get $20 in free Bitcoin when you trade $100 or more on the platform.
Gold is not the only asset that investors turn to in inflationary times. Real estate has also proven to be a strong hedge.
When inflation increases, property values often increase as well, reflecting the higher costs of materials, labor and land. At the same time, rental income tends to increase, providing landlords with an income stream that adjusts for inflation.
Kiyosaki is no stranger to this asset class.
In a post on X earlier this year, Kiyosaki laid out the steps he believes individuals can take to prepare for a recession — and highlighted the income-generating power of real estate (10).
“I have always recommended that people become entrepreneurs, at least as a side hustle and they don’t need job security. Then they invest in real estate that produces income, in a crash, that provides a constant flow of money,” he said.
Today, you don’t need to be as wealthy as Kiyosaki to get started in real estate investing. Crowdfunding platforms like Arrived offer an easier way to gain exposure to this income-generating asset class.
Backed by world-class investors like Jeff Bezos, Arrived allows you to invest in rental housing shares for as little as $100, all without the hassle of mowing the lawn, fixing leaky faucets or managing difficult tenants.
The process is simple: Browse a curated selection of homes pre-screened for their appreciation and income potential. Once you find a property you like, choose the number of shares you want to buy and put back as soon as you start receiving any positive rental income distribution from your investment.
Another option is mogul, which allows you to invest in blue-chip rental properties around the country. Investors can benefit from monthly rental income, real-time appreciation, and tax deductions – all without a mortgage or tenant calls at 3 in the morning.
Founded by former Goldman Sachs real estate investors, the Mogul team handpicks the top 1% of single family rental homes nationwide for you.
Each property is vetted to ensure it can still generate at least a 12% return – even in a downturn scenario. Across the board, the platform has an average annual IRR of 18.8%. Meanwhile, their cash-on-cash yields average between 10 to 12% per annum.
Given those numbers, it’s no surprise that the Mogul’s offerings often sell out in less than three hours, with most investments ranging from $15,000 to $40,000 per property.
To get started, simply sign up for an account and browse their available properties. Once you verify your information, you can invest like a mogul in just a few clicks.
If you’re a landlord, you may have found yourself stressed by the many moving parts of managing rental properties.
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