He Could ‘Easily’ Save His Pregnant Bride’s Parents From Foreclosure, But He Refuses To Help Because The House Was Once Already Paid Off

A 31-year-old musician is taking a hard line with his pregnant fiancee after she asked him to use 15% of his savings to save her parents, who are about to lose their home. The house, which was inherited and once paid for in full, is now facing foreclosure.

The House Was Free And Clear Until They Mortgaged It

According to the musician, who recently shared his story on Reddit’s r/AITAH, the house originally belonged to his fiancée’s grandmother before her parents inherited it 15 years ago. It was fully paid. But her parents later took out a mortgage to access the cash, and after years of struggling to make the payments, the bank is now invoking the acceleration clause.

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The man said that the amount needed to save the house is significant, but not a ruin for him. “It would be about 15% of my savings,” he wrote, saying he makes a living performing, teaching music, and producing tracks for well-known artists. But even with that income, he is cautious.

“Having a substantial savings account is important to me,” he said, since he already has a 10-year-old son and another baby due in May. He wants to help his kids with college and home purchases in the future, especially since he grew up without that kind of support. “I want to be able to pay for college and help them buy a house (things my parents couldn’t dream of doing),” he said.

His fiancée, however, is upset. She believes that there is no reason not to pay her, telling him that they are not hurting him financially and that his income is likely to grow. “She sees how I could ‘easily’ pay her, but I refuse to do so,” he wrote.

He doesn’t agree. “I see it as protecting our long-term financial stability,” he added. “If a foreclosure happens, her parents will get the equity they have in the house and be able to afford a different place.”

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The Public Reaction Was Fast And Strong

Commentators overwhelmingly agreed. “They had a house paid off and now they are losing it due to negligence,” someone said. “‘Self’ only allows them.” Others warned that if he pays now, the family will wait for him again.

Some urged him to take a prenup, with one writing, “They’re not even married yet and she’s already trying to manipulate herself emotionally into his assets.”

The man also noted that he does not want any ownership of the house, which he described as old and constantly in need of repairs. She is in a home owners association that his own fiancee called “the HOA from hell.”

Commentators have pointed out that aid can quickly turn into a nightmare. “Once you save them, you are the safety net forever,” warned one. “That precedent never goes away.”

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Others shared personal stories of lending money to family members that tore down houses, failed to pay rent, and permanently damaged relationships.

If you’re earning more than $100,000 a year and are facing a similar financial crossroads, working with a financial advisor can help. Domain Money connects you with certified professionals to help you make smarter and more confident decisions. They are currently offering free strategy sessions for people ready to take their planning to the next level.

The musician has not yet made a final decision, but most of the commentators agreed: the house has already been paid for once. It is not his job to pay for the same house twice.

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